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6 Ways to Understand the Rewards You Earn at Costco


If you’re a Costco Executive Member and also have the Costco Anywhere Visa® Card by Citi, you’re automatically enrolled in two reward programs. But how do you tell the difference? We created this list to help you get a better understanding of your rewards.

When will I receive my rewards?

When will I receive my rewards?

Costco Anywhere Visa Card by Citi Cash Back Rewards

Cash back rewards1 earned on your Costco Anywhere Visa Card by Citi will be distributed from Citi once your February billing statement closes. Once issued, you also can access your reward on the Citi Mobile® App.

Executive Member Annual 2% Reward

You earn an annual 2% Reward.2 It is mailed to the Primary Member from Costco approximately three months before their Costco membership renewal date. Can’t remember your renewal date? You can view it on Costco.com on the Account Details page.

How do I redeem my rewards?

How do I redeem my rewards?

Costco Anywhere Visa Card by Citi Cash Back Rewards

If you receive paperless monthly statements, you will receive your cash back rewards via email. If you receive mailed monthly statements, your cash back rewards will be mailed along with your February statement. Simply present your emailed or mailed certificate at any U.S. or Puerto Rico Costco Warehouse to redeem it for cash or merchandise. Once the certificate is issued, you can also access it on the Citi Mobile® App.

Executive Member Annual 2% Rewards

Your annual 2% Reward can be redeemed at Costco for merchandise. Simply present it at checkout to apply it toward your purchase.

How are my rewards accrued?

How are my rewards accrued?

Costco Anywhere Visa Card by Citi Cash Back Rewards

Earn cash back rewards on purchases wherever Visa® is accepted. You’ll get 4% back on eligible gasoline purchases for the first $7,000 per year and then 1% thereafter. You’ll also earn 3% on restaurants and eligible travel purchases, including Costco Travel. Get 2% back on all eligible purchases from Costco and Costco.com and 1% on all other purchases.

Visit Costco Anywhere Visa Card by Citi benefits for more information.

Executive Member Annual 2% Reward

You accrue the 2% Reward with your Executive Membership when you make qualifying purchases at Costco warehouses, Costco Travel and Costco.com. Terms, conditions and exclusions apply. Visit Executive Membership Terms for details.

When do my reward certificates expire?

When do my reward certificates expire?

Costco Anywhere Visa Card by Citi Cash Back Rewards

Your cash back rewards certificate expires Dec. 31 of the year it’s issued. For example, if you receive your certificate in February 2021, it must be redeemed before Dec. 31, 2021. This expiration date will be listed on the reward certificate.

Executive Member Annual 2% Reward

The annual 2% Reward for Executive Members never expires. The reward certificate will list an issue date, but will not list an expiration date. These rewards can be redeemed at any time for merchandise.

Who is eligible for each reward?

Who is eligible for each reward?

Costco Anywhere Visa Card by Citi Cash Back Rewards

All Costco members are eligible to apply for the Costco Anywhere Visa Card by Citi and earn cash back rewards. Apply today to start earning.3

Executive Member Annual 2% Reward

Costco Executive Members earn an annual 2% Reward. As an Executive Member, you’ll also qualify for other benefits and greater discounts on our suite of Costco Services, including Costco Travel. Upgrade today to start earning.4

Whose purchases qualify for each reward?

Whose purchases qualify for each reward?

Costco Anywhere Visa Card by Citi Cash Back Rewards

Purchases made by the primary cardholder and any authorized cardholders earn toward cash back rewards.

Executive Member Annual 2% Reward

Purchases made by the Primary and active Household Member apply toward the 2% Reward. If you have a Business Executive Membership, your Affiliate Members’ purchases will not count toward your 2% Reward.

Use this list to get a better understanding of your Costco Anywhere Visa Card by Citi Cash Back Rewards and your Costco Executive Member Annual 2% Reward. Now, you can tell the difference and make the most of your membership.

Not a Costco Anywhere Visa Card by Citi cardholder yet?